Privacy Policy / Legal Notice


RFLcredit has taken all reasonable care in the preparation of the contents on this web site, but makes no representation or warranty of any kind with respect to the operation of the site or the information, content, materials, or products included on this site.

To the extent permitted by applicable law, RFLcredit makes no warranty, express or implied, as to the accuracy, completeness or currency of the information contained in any of the materials on this web site.

RFLcredit reserves the right to change prices and availability information without notice.
RFLcredit shall not be liable to any person for any loss or damage that may arise from the use of any of the information contained in any of the materials on this web site.

RFLcredit reserves the right to decline applications.

No exclusions of RFLcredit's liability in these Terms shall apply to any damages arising from death or personal injury caused by the negligence of RFLcredit or any of its directors, employees or agents or fraudulent mis-statement.


You agree to indemnify and hold RFLcredit, and its subsidiaries, affiliates, officers, agents, co-branders or other partners, and employees, harmless from any claim or demand, including reasonable solicitor's fees, made by any third party due to or arising out of content you submit, post to or transmit through the Site, your use of the Site, your connection to the Site, your violation of the Terms and Conditions, or your violation of any rights of another person or entity.

Some hypertext (HTML) links on this web site lead to web sites, which are not under the control of RFLcredit. Accordingly, RFLcredit makes no representation or warranty concerning the content of these web sites and accepts no responsibility or liability in respect of the material on any web site, which is not under RFLcredit control.

RFLcredit is providing these hypertext links to you only as a convenience, and the inclusion of any such hypertext link does not imply an endorsement by RFLcredit of the linked site or imply any relationship between RFLcredit and the hyper-linked organisation or individual.

Governing law and jurisdiction

This web site is controlled and operated by RFLcredit from its offices in Wales. We make no representation that materials on this Site are appropriate or available for use in other locations, and accessing them from territories where their contents are illegal is prohibited. Customers who access this web site from locations outside the United Kingdom do so at their own risk and on their own initiative and are responsible for compliance with local laws, to the extent that any local laws are applicable.

All terms and conditions contained on this web site shall be governed by and construed in accordance with English law. By using this web site, you hereby submit to the exclusive jurisdiction of the courts of England and Wales for the resolution of any dispute arising under or in connection with these Terms or your use of this web site. Nothing in these Terms shall in any way be deemed to restrict or affect your statutory rights under English law.

We will disclose your personal information:

- To our agents and Sub-contractors (including those based outside the European Economic Area) under a strict code of secrecy and security
- To any person to whom we transfer our rights or obligations under the agreement.
- If we are compelled to do so by law and for fraud prevention purposes.
- To licensed credit reference agencies to help us and others make credit decisions.
- To third parties to enable them to provide details of products or services you may be interested in.

Marketing Information: RFLcredit will retain information provided by you on computer. One of the ways your information will be used is to send you information or phone you about other products or services offered by or other companies. Your name, address and phone number may be given to these other companies for that purpose.

You have a right to receive a copy of the information a Lender and /or the Other Agencies hold about you if you apply to them in writing and pay a fee.